This is exactly how they trick people! They must then resolve it within two billing cycles, which may not exceed 90 days from the date of your complaint.
How to Report PayPal Scams? You should already have received it!.
How do you know when your vendor has made a decision? This can be the case if the hold is placed on your debit card and, thus, your bank account.
This charge then goes through a process that cycles among , your bank, and the merchant itself.